Why Wait to Save on Car Insurance?
In today's economy, trimming your household budget might be one of your New Year's resolutions.
And you wouldn't be alone: According to a recent survey, 65 percent of people say they resolve to save money in 2009. Why? Not surprisingly, the majority (67 percent) say it's due to the unstable economy.Luckily, shopping around for car insurance is one way you can save big bucks. With this in mind, follow these six tips to help you manage your car insurance costs in the new year:
Shop around. Rates can vary greatly from company to company, so shop around to find the best deal. Independent insurance agents represent more than one insurance company, so they can compare multiple policies and rates to find the one that's right for you. If you're a do-it-yourselfer, Web sites like Progressive.com will help you compare its rates with those from other companies. And switching can pay off. For instance, people who switched to Progressive last year saved more than $350 on their annual premium.
Check to make sure your policy is up to date. If you've moved, gotten married or if it has been at least three years since your last driving violation, check with your insurance company. You may be eligible for lower rates.
Know before you buy. Before you buy a new car, research what it will cost to insure. Generally, smaller cars with lower horsepower are less expensive to insure
And you wouldn't be alone: According to a recent survey, 65 percent of people say they resolve to save money in 2009. Why? Not surprisingly, the majority (67 percent) say it's due to the unstable economy.Luckily, shopping around for car insurance is one way you can save big bucks. With this in mind, follow these six tips to help you manage your car insurance costs in the new year:
Shop around. Rates can vary greatly from company to company, so shop around to find the best deal. Independent insurance agents represent more than one insurance company, so they can compare multiple policies and rates to find the one that's right for you. If you're a do-it-yourselfer, Web sites like Progressive.com will help you compare its rates with those from other companies. And switching can pay off. For instance, people who switched to Progressive last year saved more than $350 on their annual premium.
Check to make sure your policy is up to date. If you've moved, gotten married or if it has been at least three years since your last driving violation, check with your insurance company. You may be eligible for lower rates.
Know before you buy. Before you buy a new car, research what it will cost to insure. Generally, smaller cars with lower horsepower are less expensive to insure
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